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higher rate taxpayers with a first direct offset Mortgage will benefit from the equivalent of 8.66% gross on their savings Following the base rate change announced by the Bank of England today, first direct has increased its offset interest rate by 0.25% to 5.00% (5.1% APR).


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This week first direct launches firstdirectory, a packaged bank account with a difference – the difference is that first direct has only included benefits that customers will actually use to deliver a genuine saving of £300 each year.


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borrowers could save £2,500 a year As the UK faces a New Year financial hangover after spending more than £37 billion* over the Christmas season, one way that could ease the headache is by transferring personal loans and credit card balances to an offset mortgage. For example...


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It seems there is nowhere Britons won’t take a call, with one in five happy to chat even while on a date, according to research by first direct, provider of the UK’s largest text message banking service. A quarter of the country’s 38 million mobile users spend more than an hour a day on their phone...


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The awareness and understanding of offset mortgages among homeowners has more than doubled since Spring, first direct’s new offset Mortgage Index has found. The research 999wed that 45% of UK homeowners are now aware of offset mortgages...


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first direct savers will tomorrow begin to see the benefit of the telephone and internet bank’s new, higher savings rates. first direct immediately reviewed its savings rates following the Bank of England’s base rate rise of 0.25% in November and has rewarded its loyal savers with these new rates that come into effect on 2 December.


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first direct has welcomed its 100,000th new Bank Account customer this year – a 10% increase in its Bank Account customer numbers since 1 January 2003. first direct now has over 1.1 million customers as more people recognise the benefits of banking with the world’s most recommended bank . The 100,000th new customer this year, Lynne Wearing from Suffolk...


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Following the base rate change announced by the Bank of England today, first direct has increased its offset interest rate by 0.25% to 4.75% (4.9% APR) with immediate effect. Today's change means that first direct offset Mortgage customers will also enjoy higher equivalent credit interest rates on the savings and current account balances they off...


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On the deadline for tax self-assessment, first direct has good news for those dreading a substantial chunk of their savings disappearing into the taxman's office. first direct customers who offset their savings as part of their offset Mortgage could save over £5 million1 off their tax bills. With an offset Mortgage...


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first direct is simplifying offset mortgages in a new guide that clarifies common misconceptions and reinforces the benefits of using a bank account and savings to help pay off a mortgage. The guide about how offsetting works, entitled Get Set, also provides a compendium of the benefits of first direct's offset package.


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