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first direct is simplifying offset mortgages in a new guide that clarifies common misconceptions and reinforces the benefits of using a bank account and savings to help pay off a mortgage. The guide about how offsetting works, entitled Get Set, also provides a compendium of the benefits of first direct's offset package.


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More than 11 million British holidaymakers are likely to spend over their budget while on holiday in 2003 - to the tune of £3 billion* - according to new research by first direct. This means that while British holidaymakers are keen to make the most of their holidays...


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first direct, the telephone and internet bank, is now the UK's largest text message bank. It has reached another milestone in signing up its 300,000th customer for its mobile phone banking service. One in eight new customers cite the mobile phone banking service as their reason for choosing first direct.


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Further to the base rate cut announced by the Bank of England earlier this month, first direct has the following interest rate changes to its savings accounts and mortgages. All new rates take effect from Tuesday 5th August 2003. Savings accounts Everyday Savings Account1 Balances Previous Interest Rate (AER) New Interest Rate (AER) £1...


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Linda Young, from Rothwell, Leeds, has been honoured for her Young Enterprise scheme voluntary work and achievements, taking the title of Yorkshire & Humber's Business Adviser of the Year. Linda, who works in Internal Control at first direct...


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